What Is Dollar-Cost Averaging (DCA)?
Dollar-cost averaging is an investment strategy where you buy a fixed dollar amount of an asset at regular intervals — weekly or monthly — regardless of the price. Instead of trying to time the market, DCA smooths your average purchase price over time. During bear markets you accumulate more coins per dollar; during bull runs you buy less, but your existing stack appreciates. Research consistently shows DCA outperforms lump-sum investing for most retail investors because it removes emotional decision-making.
This Bitcoin DCA calculator uses real historical price data from CoinGecko to show your exact results had you followed a DCA strategy over 1, 2, or 5 years. The gray line shows total capital deployed; the green line shows portfolio value at today's price. Compare this with the Halving Countdown to align your DCA schedule with Bitcoin's supply cycle, or check the Mining Calculator if you're considering direct BTC production instead.